3 | Business Trading Address
4 | Applicants Contact Details
5 | Director, Partner or Guarantor Details
Selfie Guide
New anti-money laundering legislation requires companies like us to ask our customer’s for a 'selfie' document to verify their identity.
To verify your identity, please use one of the below approved forms of ID to feature in your ‘selfie’- quality must be clear and readable with no obstruction of fingers, out-of-frame cuts or blurred pixels. This can be taken on a smart phone or with another digital camera device.
We require you to take a photo ('selfie') of yourself whilst holding your photo identification close to your face so that we can see the picture clearly. We can accept one of the following forms of ID :
- Australian Driver’s Licence,
- Australian Passport / Permanent Residency Visa
- Australian Fire Arm’s License.
- 18 Plus Card
7 | Asset & Liability Statement
Less than $50,000$50,000 to $100,000$100,000 to $250,000$250,000 to $1,000,000Over $1,000,000
LessLess than $30,000$30,000 to $100,000Over $100,000
Less than $30,000$30,000 to $50,000Over $50,000
Has there been or are there now any financial judgements, defaults or legal proceedings against the Business/ Company/ Trust or any of the applicants?
NoYes ‐ give details
Has the Business / Company/ Trust or any of the applicants had any difficulties making loan repayments in the past 2 years?
NoYes ‐ give details
Do you foresee any major changes that will affect the loan over the next 12 months that will make it difficult for the Business/ Company/ Trust or any of the applicants to meet its/their financial commitments
NoYes ‐ give details
Home / Investments Properties
Accounts(Bank, Credit Union, Building Soc, Etc)
All Other Assets - except usual home contents
Home / Investments Property Loans
Credit Cards (Include even if nil)
All Other Debt and Liabilities
10 | Equipment & Supplier Details
12 | Business Contents Insurance
13 | Payment / Bank Account Details
Overview
Integra Corporation Pty Ltd, ACN 066 354 443, (‘we’, ‘us’, ‘our’) collects information about you for the purposes of arranging or providing credit. You consent to us and some other entities collecting, using, holding and disclosing personal and credit information about you. This document also tells you about our privacy practices. When you sign below, you agree we can, consistently with Australia’s privacy and credit reporting laws, collect, use and exchange credit and personal information about you.
Privacy Disclosure Statement and Consent
We are collecting credit and personal information (information) about you, for the following purposes:
- Identifying you in accordance with the Anti‐Money Laundering and Counter‐Terrorism Financing Act;
- Providing or arranging credit for you (including assessing an application for credit under the National Consumer Credit Protection Act if applicable);
- Managing that credit or credit relationship provided to you;
- Internal processes including risk management and pricing;
- To meet our obligations in relation to external payment and credit reporting systems;
- For our own funding arrangements;
- Direct marketing of products and services by us (unless you tell us not to);
- Managing our relationship with you;
- Any person considering acquiring an interest in our business or assets; and
- In some cases we collect sensitive information for specific purposes; for example: in assessing an application you make for hardship relief, we may collect information about your health.
You may gain access to the personal information that we hold about you by contacting us. A copy of our privacy policy can be obtained by contacting us. Our privacy policy contains information about how you may access or seek correction of your personal information and credit information, how we manage information and our complaints process. It also contains information on ‘notifiable matters’ including things such as the information we use to assess your creditworthiness, what happens if you fail to meet your credit obligations or commit a serious credit infringement, your right to request that credit reporting bodies (CRBs) not use your credit information for the purposes of pre ‐screening credit offers, and your right to request a CRB not to use or disclose credit information about you if you believe you are a victim of fraud.
Exchanging information with CRBs and others
Consumer and commercial credit information We may exchange your consumer and commercial credit information with entities listed as CRBs to assess an application for consumer or commercial credit and manage that credit (including collect overdue payments). In particular, we can obtain credit information about you from a CRB providing both consumer and commercial credit information. Exchange information with credit providers We may exchange your personal and credit information with other credit providers for t he purposes of assessing your creditworthiness, credit standing, and credit history or credit capacity. Exchange information with guarantors We may exchange your personal and credit information with any person who proposes to guarantee or has guaranteed repayment of any credit provided to you. Exchange information We may exchange personal and credit information with the following types of entities, some of which may be located overseas. Please see our privacy policy for more information.
- Finance brokers, mortgage managers, and persons who assist us to provide our products to you;
- Financial consultants, accountants, lawyers and advisers;
- Any industry body, tribunal, court or otherwise in connection with any complaint regarding the approval or management of your loan–for example if a complaint is lodged about us or the broker;
- Businesses assisting us with funding for loans;
- Any person where we are required by law to do so;
- Any of our associates, related entities or contractors, or trade insurers;
- Your referees, including your employer, real estate agent or landlord, to verify information you have provided or to assist us in contacting you;
- Any person considering acquiring an interest in our business or assets;
- Any organisation providing online verification of your identity.
Customer Identification We may disclose personal information about you to an organisation providing verification of your identity, including on‐line verification of your identity.
